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students in funding their higher education. There are two primary categories of student loans: federal student loans, offered by the government, and private student loans, provided by financial institutions

´ëÇлý´ëÃâ ancial future but rather serves as a starting point for understanding and improving one’s financial standing. ¼Ò¾×´ëÃâ Loans: College student loans are often viewed as a means to bridge the financial gap between educational aspirations and the reality of tuition, textbooks, and living expenses. Accessible through both federal and private avenues, these loans provide the financial support necessary to pursue academic goals. However, beneath the surface of accessibility lies a landscape fraught with potential risks. ¹«Á÷ÀÚ´ëÃâ

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